Privacy Policy

1. Introduction

Welcome to MoneyPrompts ("we," "our," or "us"). We are committed to protecting your personal data and your right to privacy. This Privacy Policy describes how your personal information is collected, used, and shared when you visit or make a purchase from our website. We provide AI-engineered prompts designed for digital marketing, and the processing of your data is essential to delivering these services.

2. The Data We Collect

We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products, when you participate in activities on the Website, or otherwise when you contact us.

• Identity Data: Name, username, or similar identifiers.
• Contact Data: Billing address, email address, and telephone numbers.
• Financial Data: We collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument. All payment data is stored by Stripe and/or PayPal.
• Technical Data: IP addresses, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform.
• Marketing and Communications Data: Your preferences in receiving marketing from us and our third parties and your communication preferences.

3. Legal Basis for Processing (EEA/UK Users)

If you are located in the European Economic Area (EEA) or United Kingdom (UK), we process your personal information under the following legal bases:

• Performance of a Contract: To fulfill the service of delivering your digital prompt bundle.
• Consent: Where you have given us clear consent to process your data for a specific purpose (like our newsletter).
• Legitimate Interests: To improve our products and understand how users interact with our marketing.
• Legal Obligations: To comply with tax, fraud prevention, and accounting laws.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy. We specifically use the Meta Pixel and TikTok Pixel to measure the effectiveness of our advertising by understanding the actions people take on our website.

5. How We Use Your Data

We use personal information collected via our Website for a variety of business purposes described below:

• To facilitate account creation and logon process.
• To post testimonials. We post testimonials on our Website that may contain personal information. Prior to posting a testimonial, we will obtain your consent.
• To deliver and facilitate delivery of services to the user.
• To respond to user inquiries/offer support to users.
• To send marketing and promotional communications. You can opt-out of our marketing emails at any time.

6. Data Retention

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information.

7. Security of Your Data

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

8. California Privacy Rights (CCPA)

California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

9. Children's Privacy

We do not knowingly solicit data from or market to children under 18 years of age. By using the Website, you represent that you are at least 18. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records.

10. Your Legal Rights

Depending on your location, you may have the following rights regarding your personal data:

• The right to be informed about how your data is used.
• The right to access the personal data we hold about you.
• The right to request that we rectify inaccurate data.
• The right to request that we delete your data.
• The right to data portability.

11. Changes to This Privacy Policy

We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date.