Terms of Service

1. Acceptance of Terms

By accessing, browsing, or using the services provided by MoneyPrompts (the "Service"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. These Terms constitute a legally binding agreement between you and MoneyPrompts.

If you are using the Service on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms. If you do not have such authority, or if you do not agree with these Terms, you must not accept these Terms and may not use the Service.

2. Description of Service

MoneyPrompts provides high-engineered AI prompt templates specifically designed for marketing platforms including Meta (Facebook/Instagram) and TikTok. Our Service includes digital downloads, educational content, and strategic frameworks intended to assist users in generating marketing copy and creative assets via Artificial Intelligence tools.

3. Intellectual Property Rights

3.1 Ownership

All content included on the Website, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Website, is the property of MoneyPrompts or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights.

3.2 Limited License

Subject to your compliance with these Terms and your payment of any applicable fees, MoneyPrompts grants you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal, non-commercial use of the Service and the digital products purchased through the Service.

3.3 Prohibited Uses

You may not: (a) modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information or products obtained from the Service; (b) use the prompts to train competing AI models; (c) share login credentials or download links with third parties.

4. User Obligations & Conduct

As a condition of your use of the Service, you warrant to MoneyPrompts that you will not use the Service for any purpose that is unlawful or prohibited by these Terms. You may not:

• Use the Service in any manner that could damage, disable, overburden, or impair the Website.
• Attempt to gain unauthorized access to any part of the Service or its related systems.
• Use the AI prompts to generate content that is defamatory, obscene, harassing, or violates the rights of third parties.
• Violate the community standards or advertising policies of third-party platforms (e.g., Meta, TikTok).

5. Payments, Fees & Refunds

5.1 Pricing

All prices for products are subject to change without notice. We reserve the right to modify or discontinue the Service (or any part or content thereof) without notice at any time.

5.2 No-Refund Policy & Exceptions

Due to the irrevocable nature of digital goods, all sales are generally final. However, we offer a "30-Day Results Guarantee." To qualify for a refund, you must demonstrate that you have implemented the prompts as directed and failed to see any improvement in ad performance. Refund decisions are at the sole discretion of MoneyPrompts.

6. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis.

MoneyPrompts makes no representations or warranties of any kind, express or implied, as to the operation of their services, or the information, content, materials, or products included on this Service. You expressly agree that your use of this Service is at your sole risk.

We do not warrant that the results that may be obtained from the use of the Service will be accurate or reliable. You acknowledge that AI-generated content can occasionally be inaccurate or biased and requires human oversight.

7. Limitation of Liability

In no case shall MoneyPrompts, our directors, officers, employees, affiliates, agents, or contractors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service.

8. Indemnification

You agree to indemnify, defend and hold harmless MoneyPrompts and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.

9. Termination

The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes. These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.

10. Governing Law

These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the jurisdiction in which the company is registered, without regard to conflict of law principles.

11. Force Majeure

MoneyPrompts shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including, but not limited to, acts of God, war, terrorism, riots, embargos, acts of civil or military authorities, fire, floods, accidents, strikes or shortages of transportation facilities, fuel, energy, labor or materials, or failure of the internet.